https://encmasuta.letitfly.mehttps://encmasuta.letitfly.me/posts/898https://encmasuta.letitfly.me/posts/898Sun, 05 Jul 2026 02:02:18 GMT<div class="image-list-container image-list-odd"> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-898-0" popovertargetaction="show" aria-label="Open image preview: 众安8.1新推出客户等级香港众安银行将自8月1日起根据客户资产厘定客户等级"> <img src="/static/https://cdn5.telesco.pe/file/a8tiCiqR2ez-0TjxqMkDk5pzFY0kBunGMDPTYNy4Mw_lpgmxJxnvLFtkoT3eixSJrXOsrrfuzbUPmYsJcj7c1oZP2eQENcaAAkVsMqXXVXyqTbtjG7YqgkprNVrnU9243uJBQKYYP2udtj1ay_qOgMn_OcQFXSOp2AXIo8grNWyGoQUu0_nxSb_DAbBBxIGI0Chnsp9jBRG9-tyRdXEMWC1AVT3iPBrCy_uThCvKeU8NVNk9AyQvorPhSeXEcRGc8xQXz1mUo5_2MVfbV8mz1Lg51Yt5mYjdtH7HyUVpMPg_GxQ8ccm9aK5UpLBCVQoJ9RBQZzxfY_uuhB1qIPrZ9A.jpg" alt="众安8.1新推出客户等级香港众安银行将自8月1日起根据客户资产厘定客户等级" width="423" height="564" loading="eager" /> </button> <div class="modal" id="modal-898-0" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-898-0" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-898-0" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> </div><b>众安8.1新推出客户等级</b><br /><br />香港众安银行将自8月1日起根据客户资产厘定客户等级。<br /><br />客户资产为30天滚动日均总结余，包括存款、基金、港美股投资及加密货币资产，但不包括跨境理财南向通专户资产。若开户不满30日，则为开户至今每日结余之和/30。<br /><br />客户等级暂分为两级<br />Lv.1 日均总结余 [1w,50w) HKD<br />Lv.2 日均总结余达 50w HKD 或更高<br /><br />具体权益将于正式上线后公布。<br />日均总结余计算方式请查阅众安银行 APP。<br /><br />感谢 lamonce, Tomo, 奥利 投稿<br /><br /><a href="/search/result?q=%23%E4%BC%97%E5%AE%89%E9%93%B6%E8%A1%8C" title="#众安银行">#众安银行</a>https://encmasuta.letitfly.me/posts/686https://encmasuta.letitfly.me/posts/686Mon, 30 Mar 2026 10:49:03 GMT<b>众安银行发布收费条款修订公告 ATM取现新增月免费额度限制</b><br /><br />众安银行发布 2026 年 6 月 1 日起生效的「个人银行服务收费简介」更新通知，主要变动如下：<br /><br />ATM取现由不限额度全免变为每月 HKD 80,000 的累计免手续费额度（涵盖本地及海外提款）。一旦超过该额度，超出部分将收取 1% 的手续费。<br /><br />由于在海外提款本身就有1.95%的货币转换费（FTF），因此本次修改主要影响香港本地取现。<br /><br /><label class="spoiler-button"><input type="checkbox" aria-label="Toggle spoiler" aria-controls="spoiler-3-0" /><tg-spoiler id="spoiler-3-0">编者注：很难想象有谁会一个月在香港取8W HKD以上。</tg-spoiler></label><br /><br />感谢 Ismail Smithson 投稿<br /><br /><a href="/search/result?q=%23%E4%BC%97%E5%AE%89%E9%93%B6%E8%A1%8C" title="#众安银行">#众安银行</a> <a href="/search/result?q=%23%E5%8F%98%E6%9B%B4" title="#变更">#变更</a>https://encmasuta.letitfly.me/posts/553https://encmasuta.letitfly.me/posts/553Tue, 30 Dec 2025 11:11:20 GMT<a class="tgme_widget_message_reply user-color-default" href="/posts/490"><blockquote><small> <div class="tgme_widget_message_author accent_color"> <span class="tgme_widget_message_author_name">encmasuta</span> </div> <div class="tgme_widget_message_text js-message_reply_text">天星银行推出港股免佣 另支持港美碎股交易 天星银行推出「港股投资 一世免佣」活动，活动期内完成开户可获「一世免佣」优惠。免佣仅限港股交易佣金，不免每笔交易 HKD 15的平台费，不免规费。优惠细则见官网宣传。 天星银行亦推出港股和美股碎股交易。港股碎股交易（不满1手）收费同整手收费，而美股碎股交易（小于1股）免收佣金与第三方费用，收取 0.99% 最高 0.99 美元的平台费。 天星银行尚不提供打新和暗盘交易、高级行情、孖展和沽空（融资和融券）业务，也不提供股票衍生品业务。另外，天星银行会收取代收股…</div> </small></blockquote></a><b>ZA调降港股美股收费 天星结束港股免佣权益领取</b><br /><br />ZA 众安银行公告称，自2026年2月1日起修改投资服务收费。修改后<br />- 港股的佣金与平台费之和为0.05%（最低18港元每笔）<br />- 美股的佣金与平台费之和为每股0.0099美元或交易金额1.5%取低（最低收取1.99美元每笔）<br /><br />天星银行近期不再提供港股一世免佣权益领取，已获得此权益的用户依然免佣。目前，天星银行港股正股交易费用（佣金与平台费之和，下同）最低为18港币每笔，美股正股交易费用最低为1.99美元每笔。<br /><br /><div class="tg-expandable"> <input type="checkbox" id="expand-2-0" class="tg-expandable__checkbox" aria-label="Toggle hidden content" aria-controls="expand-2-0-content" /> <div id="expand-2-0-content" class="tg-expandable__content">注：<br />- 交易金额较高时，两家银行的收费金额有高低区别，请自行估算。<br />- 在港券商（含银行证券业务）除「佣金」外常有额外收费，如券商、新兴银行常有的「平台费」，实体银行常有的「存仓费」等。比较各行/券商收费时请多加考虑。</div> <label for="expand-2-0" class="tg-expandable__toggle"><span class="sr-only">Toggle hidden content</span></label> </div><br /><br />详见ZA与天星的收费手册<br /><a href="https://bank.za.group/agreement/pdf/zh_HK/1001287" target="_blank" rel="noopener" title="https://bank.za.group/agreement/pdf/zh_HK/1001287">https://bank.za.group/agreement/pdf/zh_HK/1001287</a><br /><a href="https://www.airstarbank.com/pdf/Fees_and_Charges_of_Investment_Services_SC+ENG_202511.pdf" target="_blank" rel="noopener" title="https://www.airstarbank.com/pdf/Fees_and_Charges_of_Investment_Services_SC+ENG_202511.pdf">https://www.airstarbank.com/pdf/Fees_and_Charges_of_Investment_Services_SC+ENG_202511.pdf</a><br /><br /><a href="/search/result?q=%23%E4%BC%97%E5%AE%89%E9%93%B6%E8%A1%8C" title="#众安银行">#众安银行</a> <a href="/search/result?q=%23%E5%A4%A9%E6%98%9F%E9%93%B6%E8%A1%8C" title="#天星银行">#天星银行</a> <a href="/search/result?q=%23%E5%8F%98%E6%9B%B4" title="#变更">#变更</a><a class="tgme_widget_message_link_preview" href="https://airstarbank.com/pdf/Fees_and_Charges_of_Investment_Services_SC+ENG_202511.pdf" target="_blank" rel="noopener"> </a>https://encmasuta.letitfly.me/posts/541https://encmasuta.letitfly.me/posts/541Wed, 24 Dec 2025 01:22:51 GMTencmasuta 频道索引<br /><br /><a href="https://t.me/encmasuta/229" target="_blank" rel="noopener" title="可能是全网最全的国内国际借记卡解析">可能是全网最全的国内国际借记卡解析</a><br /><a href="https://t.me/encmasuta/834" target="_blank" rel="noopener" title="香港扣账卡境外取现收费情况一览">香港扣账卡境外取现收费情况一览</a><br /><br />--------------<br /><br />自2026年1月1日起，encmasuta 频道将对消息添加 tag，以便检索。<br /><br /><div class="tg-expandable"> <input type="checkbox" id="expand-1-0" class="tg-expandable__checkbox" aria-label="Toggle hidden content" aria-controls="expand-1-0-content" /> <div id="expand-1-0-content" class="tg-expandable__content">按银行/机构分类<br />内地：<a href="/search/result?q=%23%E4%B8%AD%E8%A1%8C" title="#中行">#中行</a> <a href="/search/result?q=%23%E5%B7%A5%E8%A1%8C" title="#工行">#工行</a> <a href="/search/result?q=%23%E5%86%9C%E8%A1%8C" title="#农行">#农行</a> <a href="/search/result?q=%23%E5%BB%BA%E8%A1%8C" title="#建行">#建行</a> <a href="/search/result?q=%23%E4%BA%A4%E9%80%9A" title="#交通">#交通</a> <a href="/search/result?q=%23%E9%82%AE%E5%82%A8" title="#邮储">#邮储</a> <a href="/search/result?q=%23%E6%8B%9B%E5%95%86" title="#招商">#招商</a> <a href="/search/result?q=%23%E6%B5%A6%E5%8F%91" title="#浦发">#浦发</a> <a href="/search/result?q=%23%E4%B8%AD%E4%BF%A1" title="#中信">#中信</a> <a href="/search/result?q=%23%E5%B9%BF%E5%8F%91" title="#广发">#广发</a> <a href="/search/result?q=%23%E6%B0%91%E7%94%9F" title="#民生">#民生</a> <a href="/search/result?q=%23%E5%B9%B3%E5%AE%89" title="#平安">#平安</a> <a href="/search/result?q=%23%E4%B8%8A%E9%93%B6" title="#上银">#上银</a> <a href="/search/result?q=%23%E5%8C%97%E4%BA%AC%E9%93%B6%E8%A1%8C" title="#北京银行">#北京银行</a> <a href="/search/result?q=%23%E6%B1%87%E4%B8%B0%E4%B8%AD%E5%9B%BD" title="#汇丰中国">#汇丰中国</a> <a href="/search/result?q=%23%E5%BE%AE%E4%BF%A1%E6%94%AF%E4%BB%98" title="#微信支付">#微信支付</a> <a href="/search/result?q=%23%E6%94%AF%E4%BB%98%E5%AE%9D" title="#支付宝">#支付宝</a> <a href="/search/result?q=%23%E6%95%B0%E5%AD%97%E4%BA%BA%E6%B0%91%E5%B8%81" title="#数字人民币">#数字人民币</a><br /><br />港澳：<a href="/search/result?q=%23%E4%B8%AD%E9%93%B6%E9%A6%99%E6%B8%AF" title="#中银香港">#中银香港</a> <a href="/search/result?q=%23%E6%B1%87%E4%B8%B0%E9%A6%99%E6%B8%AF" title="#汇丰香港">#汇丰香港</a> <a href="/search/result?q=%23%E6%81%92%E7%94%9F%E9%A6%99%E6%B8%AF" title="#恒生香港">#恒生香港</a> <a href="/search/result?q=%23%E4%BF%A1%E9%93%B6%E5%9B%BD%E9%99%85" title="#信银国际">#信银国际</a> <a href="/search/result?q=%23%E5%B7%A5%E9%93%B6%E4%BA%9A%E6%B4%B2" title="#工银亚洲">#工银亚洲</a> <a href="/search/result?q=%23%E6%8B%9B%E5%95%86%E6%B0%B8%E9%9A%86" title="#招商永隆">#招商永隆</a> <a href="/search/result?q=%23%E5%BB%BA%E9%93%B6%E4%BA%9A%E6%B4%B2" title="#建银亚洲">#建银亚洲</a> <a href="/search/result?q=%23%E8%8A%B1%E6%97%97%E9%A6%99%E6%B8%AF" title="#花旗香港">#花旗香港</a> <a href="/search/result?q=%23%E8%8E%9E%E9%93%B6%E5%9B%BD%E9%99%85" title="#莞银国际">#莞银国际</a> <a href="/search/result?q=%23%E6%B1%87%E7%AB%8B%E9%93%B6%E8%A1%8C" title="#汇立银行">#汇立银行</a> <a href="/search/result?q=%23%E5%AF%8C%E8%9E%8D%E9%93%B6%E8%A1%8C" title="#富融银行">#富融银行</a> <a href="/search/result?q=%23%E8%9A%82%E8%9A%81%E9%A6%99%E6%B8%AF" title="#蚂蚁香港">#蚂蚁香港</a> <a href="/search/result?q=%23%E4%BC%97%E5%AE%89%E9%93%B6%E8%A1%8C" title="#众安银行">#众安银行</a> <a href="/search/result?q=%23%E6%98%9F%E5%B1%95%E9%A6%99%E6%B8%AF" title="#星展香港">#星展香港</a> <a href="/search/result?q=%23PAOB" title="#PAOB">#PAOB</a> <a href="/search/result?q=%23%E5%A4%A9%E6%98%9F%E9%93%B6%E8%A1%8C" title="#天星银行">#天星银行</a> <a href="/search/result?q=%23%E8%B1%A1%E8%B1%A1%E9%93%B6%E8%A1%8C" title="#象象银行">#象象银行</a><br /><a href="/search/result?q=%23%E6%8B%9B%E5%95%86%E6%B8%AF%E5%88%86" title="#招商港分">#招商港分</a> <a href="/search/result?q=%23WechatPayHK" title="#WechatPayHK">#WechatPayHK</a> <a href="/search/result?q=%23AlipayHK" title="#AlipayHK">#AlipayHK</a> <a href="/search/result?q=%23%E5%85%AB%E8%BE%BE%E9%80%9A" title="#八达通">#八达通</a> <a href="/search/result?q=%23Payme" title="#Payme">#Payme</a><br /><br />按卡组织及支付工具分类<br /><a href="/search/result?q=%23%E9%93%B6%E8%81%94" title="#银联">#银联</a> ( <a href="/search/result?q=%23%E9%93%B6%E8%81%94%E5%9B%BD%E9%99%85" title="#银联国际">#银联国际</a> <a href="/search/result?q=%23%E4%BA%91%E9%97%AA%E4%BB%98" title="#云闪付">#云闪付</a> <a href="/search/result?q=%23NihaoChina" title="#NihaoChina">#NihaoChina</a>)<br /><a href="/search/result?q=%23%E4%B8%87%E4%BA%8B%E8%BE%BE" title="#万事达">#万事达</a> ( <a href="/search/result?q=%23%E5%A4%96%E5%8D%A1%E4%B8%87%E4%BA%8B%E8%BE%BE" title="#外卡万事达">#外卡万事达</a> <a href="/search/result?q=%23%E4%B8%87%E4%BA%8B%E7%BD%91%E8%81%94" title="#万事网联">#万事网联</a> <a href="/search/result?q=%23%E8%80%81%E4%B8%87%E4%BA%8B%E8%BE%BE" title="#老万事达">#老万事达</a> )<br /><a href="/search/result?q=%23Visa" title="#Visa">#Visa</a><br /><a href="/search/result?q=%23AMEX" title="#AMEX">#AMEX</a> ( <a href="/search/result?q=%23AMEXCN" title="#AMEXCN">#AMEXCN</a> <a href="/search/result?q=%23AMEXHK" title="#AMEXHK">#AMEXHK</a> )<br /><a href="/search/result?q=%23JCB" title="#JCB">#JCB</a><br /><a href="/search/result?q=%23ApplePay" title="#ApplePay">#ApplePay</a><br /><a href="/search/result?q=%23%E4%B8%89%E6%98%9FPay" title="#三星Pay">#三星Pay</a><br /><br />连续重要事件<br /><a href="/search/result?q=%23%E8%B7%A8%E5%A2%83%E6%94%AF%E4%BB%98%E9%80%9A" title="#跨境支付通">#跨境支付通</a><br /><br />按时效性分类（时效性由高到低）<br /><a href="/search/result?q=%23%E6%97%B6%E8%AE%AF" title="#时讯">#时讯</a> <a href="/search/result?q=%23%E5%8F%98%E6%9B%B4" title="#变更">#变更</a> <a href="/search/result?q=%23%E6%9D%82%E8%B0%88" title="#杂谈">#杂谈</a> <a href="/search/result?q=%23%E6%80%BB%E7%BB%93" title="#总结">#总结</a><br /><br />交通相关类<br /><a href="/search/result?q=%23%E5%B9%BF%E5%B7%9E%E5%9C%B0%E9%93%81" title="#广州地铁">#广州地铁</a> <a href="/search/result?q=%23%E4%B8%8A%E6%B5%B7%E5%9C%B0%E9%93%81" title="#上海地铁">#上海地铁</a> <a href="/search/result?q=%23%E6%88%90%E9%83%BD%E5%9C%B0%E9%93%81" title="#成都地铁">#成都地铁</a> <a href="/search/result?q=%23%E6%88%90%E9%83%BD%E5%85%AC%E4%BA%A4" title="#成都公交">#成都公交</a> <a href="/search/result?q=%23%E5%A4%96%E5%8D%A1%E8%BF%87%E9%97%B8" title="#外卡过闸">#外卡过闸</a><br /><br />其他杂项<br /><a href="/search/result?q=%23%E9%A3%8E%E6%8E%A7" title="#风控">#风控</a> <a href="/search/result?q=%23%E9%99%90%E9%A2%9D" title="#限额">#限额</a> <a href="/search/result?q=%23%E7%9B%91%E7%AE%A1" title="#监管">#监管</a> <a href="/search/result?q=%23%E6%9D%82%E8%B0%88" title="#杂谈">#杂谈</a> <a href="/search/result?q=%23%E4%BC%98%E6%83%A0" title="#优惠">#优惠</a> <a href="/search/result?q=%23%E9%A2%84%E6%8E%88%E6%9D%83" title="#预授权">#预授权</a></div> <label for="expand-1-0" class="tg-expandable__toggle"><span class="sr-only">Toggle hidden content</span></label> </div><br />--------------<br /><br />如有 DP 或纠错，欢迎向频道私聊提供。<br /><br />encmasuta 频道内的原创内容，如无特殊说明，均以 CC BY-NC-SA 4.0 协议发布。转载时，敬请保留原始来源。<br /><br />encmasuta 频道没有附设群组或讨论组，encmasuta 的编辑亦不会以频道名义活动。<br /><br />encmasuta 频道的消息常具有时效性，部分信息也可能因人而异/仅对个例有效。encmasuta 频道的各类信息仅供参考。https://encmasuta.letitfly.me/posts/538https://encmasuta.letitfly.me/posts/538Tue, 23 Dec 2025 06:35:27 GMT<div class="image-list-container image-list-even"> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-538-0" popovertargetaction="show" aria-label="Open image preview: 众安银行上线更多币种账户众安银行于近日悄然上线了更多币种账户"> <img src="/static/https://cdn5.telesco.pe/file/gZV44FzkAyOCV_t3wxzaUcZoStRt7Q4_kTgFUvihIZnp0OssBFZZDqNPM1txDOvpBZrfAisO_sW8tnYdU1yI_zym9xozRCtyQbPSEVSYYUPcw6EHxm_Hvr9hmFRBX9NoFw-Q30GdkodK8P-uUjC7a46YpueFQyyq6P7lm3-J8MJizVkCXWMj6335cUZ2XKkA045O34HPxuORvmwjG4H1tonIoe0QSODyQE8QYvtmAs97eDJ5fAVyIeN-P9VlAU6uKLQx2lP14i2G-QcxW28LqAH5qekP-P_4ideRuUvC35La5i_UwCmBQ8o38R-yP4X8v-7Sa_pbOl0yuk8IF3FFiQ.jpg" alt="众安银行上线更多币种账户众安银行于近日悄然上线了更多币种账户" width="233" height="462" loading="eager" /> </button> <div class="modal" id="modal-538-0" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-538-0" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-538-0" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> <button type="button" class="image-preview-button image-preview-wrap" popovertarget="modal-538-1" popovertargetaction="show" aria-label="Open image preview: 众安银行上线更多币种账户众安银行于近日悄然上线了更多币种账户"> <img src="/static/https://cdn5.telesco.pe/file/YKA8kUlU45jBX3urI0x1AQEVnaZ_4HlbIiJjwgsbU2N0LT1x-mJlFe2OU1VTPCZR3B95LUFHM4og8Kd8b52tE85qiapUwlb2yTxuPC0hsXHeG0x8P954e1ATJ4G2uG11xZ6E-70KatDrRPwSceAzOS1fjgyHKZ9kgubrNKHVctic1E2rVLOTqAfNp2IU0WceyTQwDAESL4M9_H3_hHzVKBLyuGW1DGqx_3mBW32HdW4k-txeJqZCHHdf9vAN9AUsIYaiobSxO7YViWTnkcGas6EZMHrofnJZ590EwwEQSkqTJLbeKo7bSjm-AKQV5mFc4Pq4eIoVZ9s8-CHTcHHuzQ.jpg" alt="众安银行上线更多币种账户众安银行于近日悄然上线了更多币种账户" width="218" height="462" loading="eager" /> </button> <div class="modal" id="modal-538-1" popover="auto" aria-label="Image preview"> <button type="button" class="modal__backdrop" popovertarget="modal-538-1" popovertargetaction="hide" aria-label="Close image preview"></button> <button type="button" class="modal__close" popovertarget="modal-538-1" popovertargetaction="hide" aria-label="Close image preview">×</button> <div class="modal__surface"> </div> </div> </div><div class="tgme_widget_message_text js-message_text"><b>众安银行上线更多币种账户</b><br /><br />众安银行于近日悄然上线了更多币种账户。新上线的币种有：英镑、新加坡元、欧元、加拿大元、澳元、日元、新西兰元、瑞士法郎。加上原有的三种货币（港币、人民币、美元），众安银行现已支持11种货币，与主流实体银行基本相当。<br /><br />开通路径：首页-存款-活期存款-查看更多外币，找到开通选项即可开通。<br /><br />本次更多币种账户上线后，参考其他虚拟银行过往路径，ZA Card或可能升级为多币种扣账卡。<br /><br /><a href="/search/result?q=%23%E4%BC%97%E5%AE%89%E9%93%B6%E8%A1%8C" title="#众安银行">#众安银行</a> <a href="/search/result?q=%23%E5%8F%98%E6%9B%B4" title="#变更">#变更</a></div>